Mortgage Rates
Barclays cuts mortgage rates across new purchase
Barclays has cut 1 tracked mortgage rate row, led by New Purchase 75% LTV tracker moving from 4.25% to 3.96%.
Live Barclays mortgage rate update
Barclays has changed 1 tracked mortgage rate row across new purchase. The latest lender rate-card date for this update is 2026-04-30.
This live RateWatch update clusters the lender's movements into one article so the blog does not publish a separate post for every product, LTV or fee tier.
Key movements
1 cuts were detected in this lender update.
- New purchase, New Purchase, 75% LTV: tracker: 4.25% to 3.96% (-29bps)
Changes by borrower type
New purchase
| Product | LTV | Fee tier | Arrangement fee | Movement |
|---|---|---|---|---|
| New Purchase | 75% | premier | £1,795 fee | tracker: 4.25% to 3.96% (-29bps) |
How the new rates compare
The comparisons below use currently tracked lender rows with the same borrower type, LTV and changed term where available.
New purchase: 75% LTV tracker
- Barclays: 3.96% tracker, £1,795 fee (New Purchase, 75% LTV, updated 2026-04-30)
What to check next
Borrowers and brokers should compare the headline rate against fees, LTV band, product type and eligibility before deciding whether a deal is genuinely cheaper. A lower rate with a higher fee can cost more over the initial deal period, especially on smaller loan sizes.
This is a factual lender-rate movement summary, not mortgage advice.
Frequently Asked Questions
What changed in this Barclays mortgage rate update?
Barclays changed 1 tracked mortgage rate row across new purchase. The exact old and new rates are shown in the update above.
Is this mortgage advice?
No. This is a factual rate-tracking update. Borrowers should check eligibility, fees and affordability, or speak to a regulated adviser.
Why compare against similar rates?
A rate movement only matters in context. Comparing the new rate with similar LTV, category and term data shows whether the lender is competitive after the change.
Why is there one post for the lender instead of one per rate?
RateWatch clusters all tracked changes from the same lender update into one article so readers get the full lender movement without duplicate short posts.